Career Tracks

When you accept a position with Farm Credit, you become a participant in our unique Career Development Program. This program is designed to prepare motivated college graduates for career positions in Farm Credit associations across New England, New York and New Jersey.

While training in one of the Northeast associations, you will be eligible for placement in an entry-level position in one of two career tracks that you can choose from:

Credit Track

In the credit track, you'll learn how to analyze the financial needs of our borrowers and make appropriate lending decisions. You also learn how to:

  • develop new business
  • analyze financial statements
  • structure loan payments
  • appraise real estate and personal property
  • close real estate and commercial loans
  • create collection plans
  • manage a variety of other credit-related functions

You'll also develop expertise in current land values, livestock and commodity prices, farm methods and machinery, soil management practices, lending and property law and farm and rural home construction. As your career progresses, you can work toward advancement to senior positions in credit, such as:

  • credit analyst
  • loan officer
  • senior loan officer
  • branch office manager

While progressing along the credit track, you'll also focus on developing your relationship management skills. For example, you will work one on one with Farm Credit customers - both in the office and in the field to help build and maintain the strong customer relationships for which Farm Credit is so well known.

Financial Services Track

As a financial services representative, you develop a comprehensive knowledge of agricultural credit and financial services, while helping to provide record-keeping, payroll and tax services to our customers.

You will work closely with Farm Credit financial experts and help market the Farm Credit suite of services to customers and prospects. Your responsibilities might include processing of monthly and annual financial reports, reconciling of bank statements, preparation of tax returns and consultations regarding tax management issues.

Promotions along this track generally lead to management positions in specific disciplines, including:

  • tax specialist
  • financial services coordinator
  • financial services manager
  • farm business consultant
  • appraiser